Some time ago, in conversation with a pastor-friend of mine, she raised her concerns about her church’s dwindling finances. I was surprised since she had never divulged the private matters of the church to me before, so I knew that it must be weighing heavily on her mind and she obviously needed to vent.
This church boasts an enviable location in the heart of a bustling city centre. It’s not a large edifice but rather quaint and stands out as a lovely respite from the more modern concrete and glass structures that surround it.
She told me that the situation was bad and though she’d made
several suggestions to her superiors of ways that the building might be used to
raise desperately needed finances, their old-school-thinking prevented them
from seeing her vision.
This stone church with its lovely flower garden, green lawn
and meandering pathways, would be ideal for small garden parties.
This stone church with its high ceilings, grand pipe organ
and wonderful acoustics, would be ideal as a venue for religious concerts.
This stone church with its beautiful stained-glass windows, ornate
arches and gilded altar, would be ideal for wedding ceremonies.
Next door to this stone church was a well-appointed building
which could be rented to host small gatherings – luncheons or meetings or
conferences or a dance class.
The carpark, though small could be offered as monthly paid
parking facility to employees of the offices nearby.
She had even suggested that they could use the kitchen to cook
and sell lunches as workers around there were always in search of food during
the lunchtime period.
This willing pastor was shut down at every turn, instead,
her superiors’ solution was as it has always been, “Pastor, you must rely on
the good nature of your flock; the weekly offering and monthly tithes will have
to suffice.”
The money that was being received from the congregation just
wasn’t enough to sustain the running of the church. That was the financial
reality.
Despondent and on the verge of tears, she looked at me and whispered,
“My beautiful church will die right before my eyes.”
My friend was not the first or only person I’ve heard express
such a sentiment but saying that the church will die is only hastening said
death. So, if you are one of those persons, stop declaring that over your
church.
How was she to solve this dilemma? There must be ways to
boost the church’s income without going against the stance of the leadership. She
would have to seek ways of raising the church’s finances in a manner that her
superiors felt truly honoured God.
Throughout her years at theological school and as an
ordained pastor, she had never been offered to take even a single course on church
finances.
Some church members fail to recognize the importance of church
finances; they don’t understand that there’s a business aspect to the church.
The financial reality of the church is foreign to them.
Even though she knew her church’s current financial reality,
she too needed to gain a better understanding of financial stewardship in
general and what God expects from the church and from her as its leader before
she could move forward with finding ways to create wealth for her church.
It had become necessary for her to develop her own financial
stewardship theology to successfully change the church’s dismal financial
reality. She also knew that this was not for her benefit alone, she would have
to share this knowledge with every member of her congregation so that they
could apply this truth to their own lives.
My pastor-friend wasted no time, she began by poring over
the bible, determined to learn everything the bible teaches on the topic. She
looked at the concept of biblical stewardship in the Old Testament because she believed
that it was the foundation for understanding financial stewardship.
Everything in the heavens and
on earth is yours, O Lord, and this is your kingdom. We adore you as the
one who is over all things…“O Lord our God, even this material we
have gathered to build a Temple to honor your holy name comes from you! It all
belongs to you! –1 Chronicles 29:11, 16
She explored key passages on money in general, material
blessings, tithing and how God responds to those who honour Him with their
possessions.
Then she studied financial stewardship in the New Testament,
searching out Jesus’ teachings on stewardship and reading all Paul’s epistles,
paying close attention to how he dealt with the various churches in Rome,
Corinth, Galatia, Ephesus, Philippi, Colossae, and Thessalonica.
In Matthew 6:19-24, Jesus teaches that where we store our
money reveals where our hearts are and what we value in life. Paul’s message in
Acts 30:25 is very instructive.
You should remember the words
of the Lord Jesus: ‘It is more blessed to give than to receive.’
Beloved, financial stewardship is quite an exhaustive topic.
This is just a nibble to get you started if you care to know more. Each one of
us should be concerned about our financial reality, some seem to think that to
do so is not godly but Jesus’ teachings on finances can be found in the Gospels.
Remember, money is not the root of evil, it is the love of
money that is the root of all kinds of evil and some
people, craving money, have wandered from the true faith and pierced themselves
with many sorrows (see 1 Timothy 6:10).
We all need to gain a better understanding of financial
stewardship and what God expects from us, so let us determine, like my
pastor-friend to learn all that we can from God’s Word.
Amen †
Shelley Johnson “Financial Reality” © 2026 July 24, 2026






